Car loans Up to $30,000

Choose which way you want to go. Find your own car or let us find your car. Borrow up to $30000. Poor credit history - Let's talk

CarStart Benefits

Easy application

We take all applications online so there’s no need to send us copies of supporting documents via post or email. We’ve made things as easy as possible so you can submit your application in minutes! However, if you prefer to speak to someone in person, please call us on 1300 363 581.

Bad credit car loans

If you have a bad credit history or have been refused credit by other lenders, we may be able to help. We have years of experience providing credit to customers with a bad credit history. We are a responsible lender and look at your current ability to repay, rather than just your history.

Fast process

Once you’ve submitted your application and supporting information like proof of income, our clever loan engine will immediately let you know if things are looking good. In many cases, we can tell you if you’re approved on the same day.

Affordable Loans

We offer flexible loan terms of between 2 and 5 years and tailor your repayments to your budget to make things easy. With no exit fees, you can trade-up or pay out your loan any time you like.

What Our Customers Say

  • "Service was great. Very easy."

    Donna - Windsor

  • "Just wanted to take a minute to say THANKYOU for your assistance with my first car. From when I first lodged my application to driving out the driveway you have been nothing short of an amazing help. Made it feel so effortless and easy to proceed with this purchase."

    Eunice - Sydney

  • "Everything's good. No problems. I've been looked after for 4 or 5 years now and just refinanced."

    Stephen - Gold Coast

No Deposit Car Loans

Get your next car as hassle-free as can be. Our quick loan application process for loans up to $30,000 can see you drive away today!

How it works

Bad Credit? Let’s talk.

We understand there’s often more to the story. At CarStart, we concentrate on your ability to pay a loan today. You can even trade in your old vehicle and finance a range of insurance options for peace of mind.

Apply Now