Car loans Up to $20,000

Don't drag yourself from yard to yard - Reap the benefits of CarStart!

  • Easy application
  • Response in minutes
  • No deposit
  • Reliable cars
  • Bad credit ok
  • We negotiate for you
  • Trade-in your old vehicle
  • More finance options available

CarStart Benefits

Easy application

Your application is fully online so there’s no need to send us supporting documents via post or scanning them in. We’ve made things as easy as possible and you can submit your application in just 10 minutes! However, If you prefer to speak to someone in person, please call us on 1300 363 581.

Fast process

Once you’ve submitted your application and all supporting information like proof of income, our clever loan engine will immediately let you know if things are looking good. We’ll then quickly process your application as soon as within 30 minutes!

Reliable cars

All our cars undergo a safety and mechanical check when we source them so you can be confident that your next car is safety and quality assured. We work with a wide network of vehicle sourcing options across Australia to make sure only the best vehicles are offered to you!

Bad credit car loans

If you have a bad credit history or have been refused credit by other lenders, we may be able to give you a second chance car loan. We have years’ experience providing credit to customers with a bad credit history. We are a responsible lender and look at your current ability to repay, rather than just your history.

What Our Customers Say

  • "Service was great. Very easy."

    Donna - Windsor

  • "Just wanted to take a minute to say THANKYOU for your assistance with my first car. From when I first lodged my application to driving out the driveway you have been nothing short of an amazing help. Made it feel so effortless and easy to proceed with this purchase."

    Eunice - Sydney

  • "Everything's good. No problems. I've been looked after for 4 or 5 years now and just refinanced."

    Stephen - Gold Coast

No Deposit Car Loans Fast

Get your next car as hassle-free as can be. Our quick loan application process for no deposit car loans up to $20,000 can see you drive away as soon as the same day. 

How it works

Bad Credit History? OK.

Customers with a bad credit history can get a second chance without compromising on quality cars. Trade in your old vehicle and add insurance with our finance solution.

Apply Now