• poor credit history - no worries!
  • borrow up to $20,000
  • Optional insurance inclusion

Frequently asked questions

  • Can you provide finance for a vehicle I have sourced from a car yard or private buyer?

    From a licenced dealer or car yard – yes. From a private buyer – maybe under some circumstances, please give us a call.  All of the vehicles supplied through our dealer partner have been independently inspected to ensure that you receive only high quality, safe vehicles.

  • Am I eligible if I have been knocked back for finance with another company?

    Yes.  We are not just focused on your past financial situation but look at your circumstances today.

  • Am I eligible if I am a discharged bankrupt?

    Yes. CarStart Finance will not just look at your past financial situation but also look at your circumstances today.

  • Can I upgrade a vehicle with CarStart mid-term?

    Yes. We will also assist you by waiving some of the small fees normally applicable with the purchase of a car. There may be an exit fee applicable. To find out more details please give us a call to discuss the details with one of our specialists.

  • Can I trade in an existing vehicle?

    Yes, you can. Please contact our specialists on 1300 363 581.

  • Do I need a deposit?

    No. In most cases, we even include 12 months comprehensive insurance in the loan if you can’t pay it all in one lump sum up-front.

  • Is this a lease agreement?

    No. Our product is very similar to a regular secured personal loan.

  • Are there any balloon payments throughout or at the end of the term?

    No. At the successful completion of the loan term and contract, you own the vehicle outright – no strings attached.