Frequently asked questions
Can you provide finance for a vehicle I have sourced from a car yard or private buyer?
From a licenced dealer or car yard – yes. From a private buyer – maybe under some circumstances, please give us a call. All of the vehicles supplied through our dealer partner have been independently inspected to ensure that you receive only high quality, safe vehicles.
Am I eligible if I have been knocked back for finance with another company?
Yes. We are not just focused on your past financial situation but look at your circumstances today.
Am I eligible if I am a discharged bankrupt?
Yes. CarStart Finance will not just look at your past financial situation but also look at your circumstances today.
Can I upgrade a vehicle with CarStart mid-term?
Yes. We will also assist you by waiving some of the small fees normally applicable with the purchase of a car. There may be an exit fee applicable. To find out more details please give us a call to discuss the details with one of our specialists.
Can I trade in an existing vehicle?
Yes, you can. Please contact our specialists on 1300 363 581.
Do I need a deposit?
No. In most cases, we even include 12 months comprehensive insurance in the loan if you can’t pay it all in one lump sum up-front.
Is this a lease agreement?
No. Our product is very similar to a regular secured personal loan.
Are there any balloon payments throughout or at the end of the term?
No. At the successful completion of the loan term and contract, you own the vehicle outright – no strings attached.